When most people think of car accidents, they picture a large hauling truck crushing a tiny 4-door sedan into oblivion. Such accidents are not common and the most common accidents are minor accidents also referred to as fender benders.
The answer to the question how much does a fender bender cost you is not only surprising but also very counterintuitive. By that I mean that you would guess that small accidents cost little but that is not always the case.
Most people choose not to report a fender bender and prefer to fix it themselves which can reduce how much a fender bender costs you. However, if it is reported, you will need to contact an Atlanta car accident lawyer as they will be invaluable in helping you receive compensation.
So how much does a fender bender cost you?
The amount you pay when involved in a fender bender will depend on the extent of the damage caused by the accident. Therefore, your first action after being involved in a fender bender is to assess the damage.
You should ignite your vehicle to ensure it can still run. You should also check if your engine is leaking any fluid. Smoke or strong odors are usually evidence of severe damage.
Check if your tires are still functional and you can drive on them. Check the exact place where you were hit and see if the exterior damage is extensive.
The reason most people do not report fender benders other than avoiding the hassle of involving the authorities is that on the surface, the damage usually seems minor. However, when you start assessing the damage and driving your car, you may be surprised at the extent of the damage and you may be forced to contact an Atlanta car accident lawyer.
In the United States, the average cost of a fender bender when it is all said and done is about $2,500. The cost will obviously be determined by the type of vehicle and it will be more expensive to fix exotic imports than locally produced cars.
On the other hand, it may cost as much as $5,000 to fix even a cheap car like a Ford Focus. For more expensive cars, the damage could be as expensive as $20,000 worth.
If the damage is extensive and the drivers cannot reach a settlement, you will have to report the accident to your respective insurance companies. The person at fault for the accident will be the one to pay for damages to the other person’s vehicle.
However, if it is determined that you were both at fault, then your respective insurance policy providers will both pay for the damage. An Atlanta car accident attorney will be very helpful in this regard.
If you suffer $1,000 in damages and the court finds that you were 30% at fault for the accident, then the other party will only be responsible for paying you $700 in compensation.
If you are hit in a fender bender by someone without insurance or underinsured, you will receive the full extent of your damages from the individual as determined by your insurance company.
As it pertains to how much does a fender bender cost you, there are many variables at play and the answer depends on the situation. That is why it is important, even in a fender bender, to contact an experienced attorney. James Ponton at Ponton Law has the expertise you need to answer any questions you may have. Call us today at (404)-902-3154 for a free consultation.