Getting into an accident is a massive inconvenience even if it is only a fender bender. Minor car accidents like fender benders may have hidden costs which you will only find out when it comes to repairing them. In this article, I will show how you can fix your car after a fender bender if you are not injured, the car can be repaired and there are no lawsuits against you. If there are any lawsuits brought against you after a fender bender you should contact an Atlanta Car Accident Lawyer.
Here is how to fix a fender bender:
Assess the Damage
The first step to fixing a fender bender is assessing the damage to your vehicle. Your insurance company is going to do the assessment.
Insurance companies can perform three types of assessments. They can have their own claims adjuster perform the assessment by bringing your vehicle to one of their regional centers by driving the car or hauling it. They can also send a field adjuster to come to your car. The final way the firm can do an assessment is by sending an independent adjuster to assess the damage.
In some cases, they may ask you to send them quotations from two or three separate assessments. Therefore, repair quotes can vary widely. It is in your best interest to send the insurance company the highest quotes among the assessments.
If the cost to repair the damage to the car is 75% or more of the car’s value in perfect working condition, the insurance company will pay only what the car is worth. Unfortunately, insurance companies will use the lowest trade in value for your car based on the make and model.
You can get the insurance company to value the car above ‘book value’ if the car is rare or customized. When you get the funds from the insurance company, you can proceed to the next step.
Repair the Car on a Budget
Once the insurance company pays you, you should look for the best deal you can get to repair the fender bender damage. That is why you need to give them the highest estimate you receive.
You can save and fix a fender bender through the following tips:
Do Partial Repairs
You may decide to only make the repairs that are necessary to your vehicle. This is especially the case if your car has modifications. Partial repairs will depend on the nature of the accident, how much you want to save and how you plan on using your car.
Get a Cheap Shop
Just saving money on repairs by going to the cheapest place is not what I am advocating. You should visit a friend with a repair shop or a car repair expert and ask them where you will get the best bang for your buck.
Buy Used Parts
Brand new body parts are insanely expensive in some cases. Look for great deals online or by referrals. You should use this tip especially for expensive parts such as headlights.
The answer to how to fix a fender bender can be a strenuous process. You should first assess the damage and get an estimate of the repair costs. You can then use several strategies to save money after you get paid by your insurance provider. If you have any legal trouble fix your vehicle after a fender bender, you should call Ponton Law and get help from the best Atlanta Car Accident Lawyer.